Kristina Norton

Kristina Norton

Residential Mortgage Loan Originator

NMLS ID: 217933


Kristina Norton works loan applications from start to finish, including mortgage refinancing and educating clients about their different financing options. 

Kristina has been originating mortgage loans since 2005.  She helps homeowners and new buyers secure a loan that suits their budget and goals. You can expect 100% transparency. She also makes herself available 24/7 to ensure her clients can take advantage of every opportunity that presents itself. By staying in continual communication with our home sellers and buyers, she can pounce before the competition does. Her goal is simple, to help you make the most informed decision possible and exceed your expectations. 

Kristina was born and raised in the suburbs of Dallas, Texas. She graduated from The University of North Texas with a Bachelor of Business Administration degree. She now resides in Frisco, TX and enjoys spending time with her husband Matt, who is a realtor here in Dallas, as well as her son, Braylon & daughter, Kaitlyn.

Ready To Start Your Journey Home?

Fixed Rate Mortgage

  • 15 year, 20 year and 30 year terms
  • Low Down Payment Options
  • Principal & interest payment will not change

FHA Mortgage

  • Buy a home with as little as 3.5% down
  • Credit scores as low as 500 may qualify
  • Flexible debt-to-income ratios
  • Down payment can be a gift
  • Down Payment Assistance programs are available

VA Mortgage

  • Up to 100% financing available
  • Mortgage insurance (PMI) is not required
  • Low credit score options
  • Flexible qualifying requirements
  • Re-use your VA Benefits

USDA Mortgage

  • 100% Financing Available
  • Many property types allowed (including Manufactured Homes)
  • Little to no funds required at closing

Jumbo Mortgage

  • Loan amounts over $484,350
  • Down payments as low as 5%
  • Low credit score options
  • Fixed rates, Adjustable rates and Interest Only options

One-time Close Construction Mortgages

  • Finance the acquisition of land, build a house and setup the fixed rate loan
  • VA, FHA, USDA, Conventional and Jumbo loans
  • 100% financing available
  • Credit scores as low as 620
  • May property types allowed (including Manufactured Homes)

Renovation Mortgages

  • Finance repairs and improvements with one loan
  • Conventional, VA and FHA loans
  • Low down payment options
  • Flexible qualifying requirements

Non-traditional Mortgages

-Bank Statement Programs

-Investor Cash Flow Programs

-Non-prime Programs

-Hard Money Loans

-Other non-traditional income programs

About Lendid Loans


Lendid Home Loans is a modern mortgage broker serving clients throughout Texas. As a broker, Lendid is able to provide its customers better rates and more options than traditional lenders or mega-banks. Lendid’s Loan Consultants provide customers with a one-on-one experience throughout the process. Our clients are not just a number. Lendid Home Loans Consultants are trained to understand the various loan programs available and present the best options tailored to our client’s needs. Lendid provides best in class people and technology to our customers. This is evident by our 5 STAR REVIEWS. Contact us today to see why so many of our clients had such a splendid experience!

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What Our Clients Say

"Trey is awesome!! He was always so responsive. I never had to wait more than a few minutes for a call back about a question. Trey was always patient with my many questions (first-time home buyer), and always took the time to explain everything. Thank you so much, Trey!!!"

Ashley L
"My husband and I just refinanced our home with Trey at Lendid. I highly recommend using them. The process was smooth and Trey was very quick to answer all our questions and make sure we understood everything. It was so nice to work with someone local, who understood our area. We would definitely use again and highly recommend to others. Thank you!"
Marjorie B.

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The new year is almost upon us. But though the page on the calendar will change, it seems that housing conditions largely won’t. According to most experts, 2020 will see much of the same as 2019: Low mortgage rates, tight housing inventory, and rising home prices (though not everywhere, this time). Wondering if you should […]





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